APM.MONSTER

Terms of Service

Last updated: October 2026

1. About these terms

These terms govern your use of apm.monster, including the public website, enquiry form, and the client portal. By using the site you agree to them.

2. Our service

APM Monster helps merchants identify and apply for alternative payment methods through third-party providers. We do not process payments, hold funds, or provide live balances.

3. No guarantee of approval

Payment methods, markets and settlement times shown are indicative. Availability, pricing and acceptance are decided solely by each provider and may change.

4. Your account

You must provide accurate information, keep your credentials secure, and only upload documents you are authorised to share. You are responsible for activity under your account.

5. Acceptable use

You may not use the service for unlawful activity, to submit false or misleading information, to attempt unauthorised access, or to disrupt the platform.

6. Documents and consent

Documents you upload remain yours. We will only send them to a provider with your instruction. You can request removal subject to legal retention duties.

7. Intellectual property

The site, brand and mascot are owned by APM Monster. Third-party payment brands and logos belong to their respective owners and are shown for identification only.

8. Liability

The service is provided "as is". To the extent permitted by law, we are not liable for provider decisions, indirect losses, or loss of profits. Nothing limits liability that cannot be limited by law.

9. Termination

We may suspend access for breach of these terms. You may stop using the service at any time.

10. Governing law and contact

These terms are governed by the laws of Cyprus, and the courts of Cyprus have exclusive jurisdiction. APM Monster is operated by Wazaza Ltd, registered in Cyprus. Registered address: [registered address to be confirmed before launch]. Contact us through the enquiry form.